Friday, October 26, 2007

Open Enrollment

It’s that time of year again – open benefits enrollment at work. I am not worried about the actual benefits part as I use my husband’s military insurance for everything except dental. Instead I am trying to figure out how much money to put into my flexible spending account – i.e. how much do I think our IF treatments will cost this year. Crap! I am frustrated that I even have to budget for this.

I really think this might be our cycle. The Femara worked great last cycle making me ovulate earlier than ever before. B is finally back and excited to get moving on the baby making. Plus this is when we got pregnant last year. I found out right before Thanksgiving that I was pregnant. It shocks me to realize that it has almost been a whole year since our loss. I was so sure I would get pregnant before my EDD of the first pregnancy. When that date passed in late July, I was positive I would get pregnant by the time the one year anniversary of our loss passed. You think I wouldn’t be so sure that this is our cycle with all of that weighing on my shoulders, but somehow I still am.

Which leads me to my current predicament – how should I budget for next year. I know I can use the money in a flexible spending account on a lot of different things so it’s not like it would be wasted if I put too much in for IF treatments. The uncertainty just bugs the crap out of me which really isn’t too surprising since I am a financial analyst. I have until November 9th to decide – unfortunately I won’t know if this cycle works by then. Oh well, this builds character – right?


infertility just sucks said...

I was just thinking about my FSA today too. I was having a hard time deciding whether or not to put enough money in it to cover a birth or further treatment in 08.

It feels weird having to plan financially (right now!) for such an unknown, doesn't it? It brings out the superstitious person in me.

alison said...

Good luck with your upcoming decisions! Hopefully you'll have some sort of peace of mind by then (if that's achievable while ttc! :).

Thank you for your sweet comments on my blog, and thanks for listening to me whine. You can feel free to whine whenever you need to, I'll listen. :)

Katie said...

I love your positive thinking!

I just went through the same enrollment issues. I finally decided to put the same as I did in it last year, which wasn't quite enough this year, but I'd rather not have to throw it away at the end.

Meghan said...

I had the same problem when I did mine a few months ago. I ended up just doing 1000, knowing that we'll probably go well over it but on the off chance our first IUI works, I won't have to buy too much advil and tylenol to make it work it!